Secure financing (if necessary)

If you are not paying for the property in cash, you will need to secure financing from a Kenyan bank or lending institution.

Your real estate company can help you connect with a lender that specializes in financing land purchases for diaspora clients.

The terms of your loan will depend on your creditworthiness and the value of the property.

Be sure to shop around for the best interest rates and terms before you apply for a loan.

 Sign the sale agreement

Once your offer has been accepted, you will need to sign a sale agreement with the seller.

The sale agreement will outline the terms of the sale, including the purchase price, the closing date, and any other contingencies.

It is important to have a lawyer review the sale agreement before you sign it.

The lawyer can make sure that the agreement is fair and protects your interests.

Pay the purchase price and closing costs

At closing, you will need to pay the purchase price of the property, as well as any closing costs. Closing costs can include transfer taxes, legal fees, and recording fees.

The amount of closing costs will vary depending on the value of the property and the location of the property.

Be sure to factor in the closing costs when budgeting for your land purchase.

Register the title deed in your name

Once you have paid the purchase price and closing costs, you will need to register the title deed in your name.

The title deed is the legal document that proves ownership of the property.

You can register the title deed yourself, or you can hire a lawyer to do it for you.

The process of registering the title deed can take several weeks or months.

Land ownership in Kenya
Land ownership in Kenya

Pay any applicable taxes

Once the title deed has been registered in your name, you will be responsible for paying any applicable taxes on the property.

These taxes may include property taxes and capital gains taxes.

You should consult with a tax advisor to determine what taxes you will be responsible for paying on your Kenyan property.

Bottom line

  • Start planning early. The process of buying land in Kenya from abroad can take several months, so it is important to start planning early.

Do your research.

Be sure to do your research on the Kenyan property market before you start shopping for